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Monizia Finance Inc.
🎓Trusted by 500+ Students

Fund Your International Education with Monizia Finance

Get ₦2M-₦50M in student loans without collateral. AI-powered approval based on your university tier, program ROI, and academic merit.

Check EligibilityLoan Tiers

Students funded at 50+ top universities worldwide

  • Harvard University
    Harvard University
    USATier A
  • MIT
    MIT
    USATier A
  • Oxford University
    Oxford University
    UKTier A
  • Imperial College London
    Imperial College London
    UKTier A
  • University of Toronto
    University of Toronto
    CanadaTier A
  • Johns Hopkins
    Johns Hopkins
    USATier A
₦2M-50MLoan Range
48hrApproval Time
0%Collateral
500+Students Funded

Why Choose Monizia Finance?

We're revolutionizing student loans in Nigeria with a merit-based approach that puts your future potential first.

No Collateral Required

We bet on your future potential, not your parents' assets. 100% merit-based approval using our AI-powered MMRE system.

AI-Powered Merit Scoring

Our MMRE engine analyzes 5 key factors:

University Tier
Program ROI
GPA
+ Debt Ratio & Career Potential
View Pricing Tiers →
48-Hour Approval

Get your loan decision in 48 hours. Funds disbursed directly to your university within 5 business days.

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Check Your Eligibility

See your estimated interest rate and loan amount in minutes.

No impact on credit score Takes 3 minutes Instant results

Our Impact in Numbers

Empowering African students to achieve their global education dreams

₦

Total Funding Disbursed

In student loans disbursed

+

Students Funded

Across 20+ countries

hrs

Avg. Approval Time

Faster than traditional banks

%

Success Rate

Graduation & employment rate

Student Success Stories

  • Monizia made my dream of studying at MIT possible. The MMRE system approved my ₦25M loan in 48 hours without collateral. Now I'm building AI solutions for African healthcare.
    Monizia made my dream of studying at MIT possible. The MMRE system approved my ₦25M loan in 48 hours without collateral. Now I'm building AI solutions for African healthcare.
    Chidi OkonkwoMBA Candidate, MIT Sloan
  • I was rejected by traditional banks because I didn't have land in Lagos. Monizia looked at my GRE scores and admission letter. The process was seamless and dignified.
    I was rejected by traditional banks because I didn't have land in Lagos. Monizia looked at my GRE scores and admission letter. The process was seamless and dignified.
    Amina YusufMSc Data Science, Imperial College
  • The interest rates are fair and the replacement terms are flexible. I loved that I could pay via Paystack from my Nigerian bank account without hassle.
    The interest rates are fair and the replacement terms are flexible. I loved that I could pay via Paystack from my Nigerian bank account without hassle.
    Emeka ObiMEng Engineering, University of Toronto
  • Tier A rates are unbeatable. I compared Monizia with international lenders and the local currency option saved me from FX volatility anxiety.
    Tier A rates are unbeatable. I compared Monizia with international lenders and the local currency option saved me from FX volatility anxiety.
    Folake AdebayoMPH, Johns Hopkins University
  • Speed was everything for me. My admission deadline was close. Monizia disbursed directly to Harvard in 4 days. Incredible service.
    Speed was everything for me. My admission deadline was close. Monizia disbursed directly to Harvard in 4 days. Incredible service.
    Tunde BakareLLM, Harvard Law School

Ready to Fund Your Global Education?

Join 500+ Nigerian students who chose merit over collateral. Get your personalized loan offer in 48 hours.

Or speak with our team →
Bank-Grade Security
48hr Approval
500+ Students
₦2.5B+ Disbursed
No Collateral
S0S1S2S3S4

Join Chidi, Amina, Emeka and 500+ others