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Monizia Finance Inc.

Transparent Pricing.
Merit-Based Rates.

We reward your potential. The better your academic history, the lower your rate.

No Hidden Fees*Fixed Rates*No Collateral

Estimate Your Costs

See how your MMRE score affects your potential loan terms.

Calculate Your Repayment

See how affordable your education can be

₦10,000,000
₦2M₦50M
Monthly Pay
₦143,471
Interest Rate
12%
Total Repayment (10 Years)₦17,216,514

*Rates are estimated based on Tier A qualification. Actual rates may vary.

Tier C

50-59 MMRE

13.5 - 15%
Fixed APR

For students with good potential in standard growth programs.

  • Up to NGN 10 Million
  • Full Tuition Coverage
  • No Collateral

Tier B

60-79 MMRE

10 - 12.5%
Fixed APR

For strong candidates in high-growth fields (STEM, MBA).

  • Up to NGN 25 Million
  • Tuition + Partial Living
  • Visa Support Basic

Tier A

80+ MMRE

7 - 9.5%
Fixed APR

For top-tier candidates at elite global institutions.

  • Up to NGN 50 Million
  • Full Cost of Attendance
  • Career Coaching

No Hidden Fees. Ever.

0%

Application Fee

Free to apply and get an offer

0%

Origination Fee

We don't charge to start your loan

0%

Prepayment Fee

Pay off early anytime, free

* We believe in radical transparency. What you see is what you pay.

FAQ

Frequently Asked Questions

Common questions about our rates and terms.

Invest in Your Future Today

See your personalized rate in minutes without affecting your credit score.